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EuroDebit Powered by SEPA Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments.|Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments. SEPA will increase your payment coverage to over 520 million consumers! We process direct debits and recurring transactions in real time directly from consumers' bank accounts in 50 countries and territories.?As a EuroDebit® merchant, SEPA will increase your current payment coverage to over 520 million consumers. The new system allows us to process Direct Debits and recurring transactions directly from their bank accounts, which you can expect to translate into an estimated increase in your current sales by as much as 80%.